Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Should You Ever Retire? A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all. How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.